Last Updated: April 5, 2026
By accessing and using the Override Income website (overrideincome.com) and our financial advisory services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Site or services. These Terms constitute a legally binding agreement between you and Override Income.
Override Income provides financial education, insurance brokerage, and advisory services including but not limited to life insurance, health insurance, retirement planning, annuities, will and trust planning, and business opportunity services. We act as independent insurance agents and financial representatives, working with multiple carriers to find solutions tailored to our clients' needs.
The content on this website, including calculator results, articles, and educational materials, is provided for informational and educational purposes only and does not constitute personalized financial, tax, legal, or investment advice. The information should not be relied upon as a substitute for professional advice tailored to your specific circumstances.
Insurance products involve risk. Benefits, premiums, and coverage terms vary by carrier, product, and individual circumstances. Policy approval is subject to underwriting, and not all applicants may qualify. Past performance of any financial product does not guarantee future results. Annuity products may be subject to surrender charges, market risk, and other fees.
All investments carry risk, including the potential loss of principal. Variable products are subject to market fluctuations. Fixed products are subject to the claims-paying ability of the issuing insurance company. There is no guarantee that any investment strategy will achieve its objectives.
Financial calculators and tools on this Site provide estimates only based on the information you enter and general assumptions. Results are hypothetical, do not reflect actual investment or insurance outcomes, and should not be the sole basis for financial decisions. Actual results may vary significantly based on individual circumstances, market conditions, and product terms.
Override Income representatives are licensed insurance agents in the State of Texas. Insurance products are sold through licensed carriers. We are not a registered investment advisor, broker-dealer, or tax professional. Consult with qualified professionals for specific tax, legal, or investment advice.
By using our Site, you agree to:
All content on this Site, including text, graphics, logos, images, calculator tools, and software, is the property of Override Income or its licensors and is protected by United States copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Our Site may contain links to third-party websites or services, including insurance carrier portals and financial resources. We are not responsible for the content, privacy policies, or practices of these third-party sites. Accessing third-party links is at your own risk, and we encourage you to review their terms and privacy policies.
To the fullest extent permitted by law, Override Income and its agents, affiliates, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services. This includes, without limitation, damages for loss of profits, data, or goodwill. Our total liability for any claim arising out of or relating to these Terms shall not exceed the amount paid by you for services in the twelve (12) months preceding the claim. This limitation applies regardless of the theory of liability.
You agree to indemnify, defend, and hold harmless Override Income, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
The Site and its content are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Fort Bend County, Texas.
We reserve the right to modify these Terms at any time. Material changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
If you have questions about these Terms of Service, please contact us: